Driving a company car in Tennessee allows you to minimize wear and tear on your personal vehicle and keeps more gas money in your own pocket. However, if you are in an accident, who is liable? At Waldron, Fann & Parsley, Attorneys at Law, we often represent clients injured in a crash with a business vehicle.
Findlaw states that under the doctrine of vicarious liability, the employer is typically responsible for the conduct of its employees. If your accident happened while you carried out duties required by your job, the organization is liable, even if your action or non-action is negligent actions. The caveat is that the act must occur during the course of completing official duties authorized by your employer.
Another factor is the insurance policy carried by the business. Collision coverage may not extend to company employees. In situations where the crash occurs after work hours, or while used for a non-work-related purpose, you may have responsibility for any claims. Individuals who drive a company car and act in his or own capacity might not have protection from personal liability. For example, if you are running personal errands, and an accident occurs, your employer may not be liable.
If you sustained injuries while driving a company car, or if a business-owned vehicle caused your crash, there are many factors involved in deciding the best way to handle the situation. Depending on the circumstances, you may have grounds for a suit. Visit our webpage for more information on this topic.