Car accidents usually happen when you least expect them, which can leave you at a loss in terms of what to do. Taking the right steps is crucial to preserve your safety and the safety of others, while also ensuring your insurance company has the right information to make a decision regarding the claim.
Accordingly, there are a few essential steps to take after an accident that will ensure a good outcome. Here are some key points for drivers to keep in mind.
Check for injuries and move the vehicle if possible
First, check yourself and your passengers for injuries. If serious injuries are present, call for emergency medical assistance right away. If there are no injuries, try to move your vehicle out of the flow of traffic, but only if it is safe to do so. Pull over to the side of the road or into a nearby lot and wait for help to arrive.
Contact local law enforcement
Even if there are no injuries, you should call the police for assistance. A police officer can help control traffic around the scene until a tow truck arrives, but they will also create a police report to document what occurred. This report will be crucial for your subsequent accident claim.
Record information regarding the accident
You should also document the scene where the accident took place. Take pictures of the damage to your vehicle and others. Make note of road hazards or conditions that may have contributed. If there are bystanders, ask if they are willing to make a statement and get the other driver’s insurance information.
Once the dust has settled, contact your insurer. Provide the information collected from the other driver, as well as any documentation you have collected. The more information you provide, the easier it will be to make an accurate decision.